Pre-Purchase Counseling
CAANEAL provides Pre-Purchase housing counseling to clients who are interested in buying a home. This program is designed to help clients determine if they are ready to buy a home and help guide them through the home buying process. The pre-purchase counseling/coaching space is designed to provide you with an opportunity to work one-on-one with a certified homeownership counselor to determine how much you can afford based on your gross monthly income and debt; in addition to, learning how long it will take you to position yourself for purchase based on your specific goals. The counselor will create corrective action plans to help you overcome obstacles in the areas of credit, savings, and/or debt. The only cost associated with this service is the cost of pulling a residential mortgage credit report (tri-merge report). Let us help you achieve your goal of homeownership.
One-on-one counseling
Homebuyer Readiness
Money Management
Getting a Mortgage Loan
Understanding Credit
Personal Finance and Wealth Creation
USDA Section 502 loans (Rural Home Loans (Direct Program) Factsheet (usda.gov))